1. Acceptance of Terms

By accessing or using Mega Pay, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue use of our platform immediately.

2. User Accounts & Security

You are responsible for maintaining the confidentiality of your account credentials, email, and transaction PIN. All actions performed under your account remain your sole responsibility.

3. Services & Transactions

Mega Pay provides virtual top-up (VTU) services, airtime, data bundles, utility bill payments, and gift card transactions. All successful transactions are final and non-refundable unless verified as a system error.

4. Prohibited Conduct

Users are strictly prohibited from:

• Using automated scripts, bots, or unauthorized tools to abuse the platform or APIs.
• Attempting to compromise system security, payment gateways, or database integrity.
• Engaging in fraudulent transactions, unauthorized gift card redemptions, or financial scams.

5. Modifications

We reserve the right to update or modify these terms at any time without prior notice. Continued use of the platform constitutes your acceptance of the revised terms.